Working in retail as your 2nd job?

Personally because I worked in retail before, I chose retail as my 2nd job.

If you are interested in finding a 2nd job in retail here's somethings you need to consider:

1. During holiday seasons, starting October - December, most retailers will require their employees to work extra hours and late. Late can means 11 pm or beyond.

If you do not mind that, then you will not have a problem.

If you feel you can work maximum till 11 pm but not after than, then..................

find a smaller retailers, where the managements usually do their own scheduling (instead of 'automated computer system) which means you are more likely able to negotiate your availability.


2. Most of the time, it will not pay you much. Now if you really want to get extra money from this 2nd job, choose the ones you have interest in but you can not afford or no need to spend on!

Maybe office supplies, electronics, fine jewelry, higher end boutiques, furniture. 

For instance, I worked in a shoes store before, and yeah..I ended up buying extra shoes while I worked there - not good right?

Where I work now, I LOVE the style but I can not afford to buy even with my employee discount!
And when I have the urge to buy, I really wait until it goes on extra extra sale and use my additional coupons on top of it.

Managing my paycheck...........

First of I am lucky to have a decent job with decent pay.

Now I am saying decent here it's not because I am not grateful, but I am merely saying I have had higher pay before and right now I get paid less, yet it's good enough for me to start paying my debt.

Since I work 2 jobs, I get paid pretty much every week, though one is less than the other.
My biggest paycheck is about $300 and my other one is only $50-80. :-)

I split my paycheck into 4 different accounts - therefore I know somehow someway, I am still saving.

It does not matter whether it's only $1 per week, IT IS STILL SAVING. 

I did changed the proportion recently, I had to sacrifice the savings and put more into my paying bills account. But again, I am still saving even though it's bit less than usual.

Every time I get paid, I have scheduled payment on my credit card as well.

I make sure I keep enough 'bumper' for my monthly fixed bills .

How do you manage your paycheck to pay your debt?